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Binge These Shows on Hulu, Netflix, & Disney+ During Self-Quarantine

With the threat of the Coronavirus spreading across the world, you may have opted for the safest--and wisest--choice of self-quarantining. Unfortunately, you may realize just how bored you're going to be if the virus doesn't end any time soon. Thankfully, you have a subscription to Hulu, Netflix, and Disney +. With so much entertainment at your fingertips, what shows are actually worth watching? Here's a list of some of the best binge-worthy shows to catch while you're self-quarantined. 

1. Altered Carbon

How about a world where death doesn't always mean the end? Netflix's Altered Carbon offers a sci-fi world rich in lore and action. Season two was just released, so you have plenty of episodes to binge through. Follow the story of Takeshi Kovacs, an elite warrior who is deeply in love with the leader of a resistance movement. 

With their consciousness, memories, and perhaps even their souls, backed up on a device called a stack, they're able to be placed inside of whatever body is at hand. As you might imagine, being deathless comes with its share of problems. 

This show is great for those who love sci-fi, action, cyberpunk, and some incredible lore. 

2. Space Jam

Also on Netflix is Space Jam, the old Michael Jordan and Looney Tunes mix-up movie. Millennials will likely remember watching this movie often when they were a kid and sick. Why not watch it now as a sick adult? Looney Tunes still has the jokes, as you'll quickly remember.

Nothing can make you feel better than good old-fashioned nostalgia. 

3. What We Do in the Shadows

Since you're going to be hiding in your house with the threat of Coronavirus looming outside, you may start to feel like you're a vampire. What better show to binge than a comedy featuring vampires?...

Understanding The Difference Between the Federal and Mortgage Interest Rates

On Sunday, March 15, 2020, the federal government cut the federal interest rates down to zero percent. This is the second federal rate cut in response to the Coronavirus crisis. Mortgage rates are not directly tied to the federal interest rates. However, the mortgage interest rates will be affected by moves that investors make and other factors.

Federal Rates Cuts and Other Economic Stimulation Activity

The government is fearful that the economy will fall into a deep recession if they don't make moves to stimulate it. That's why they lowered the federal interest rates to zero. There is more economic stimulation legislation that should help during this COVID-19 crisis, as well.

Bonds and Other Safe Assets

Many investors have been buying bonds and other safe assets as a result of the federal interest rates cut. The 10-year Treasury note has been pushed to new lows. 

Quantitative Easing Program

The government has also initiated a $700 billion program to help ease some of the economic hardship that Americans are facing. Part of this program, the federal government's Coronavirus Aid, Relief and Economic Security (CARES) Act, states that all adults will receive $1,200 and an additional $500 for each child. They are currently finalizing the details on how to distribute this money to the American people. 

Emergency Lending

They have also cut emergency lending rates to .25 and have extended loan terms to 90 days. This will help in an emergency.

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How To Disinfect And Keep Your Home Clean During The Coronavirus Outbreak

Understanding How The Virus Spreads

When illness threatens the general population, there is a lot of fear. However, by understanding how the virus works and spreads, you can prepare in an effective way and stem the panic. Coronavirus acts similarly to SARS and MERS.

It is spread through respiratory droplets. This can be transferred via spit and sweat. It has been suggested that the virus can remain on surfaces that the infected touch. It is, as of yet, unknown how long the virus can live on a surface. The general estimate is from a few hours to a few days.

The best way to avoid catching Coronavirus is to avoid people. Whether through coughing, sneezing, touching sweat, kissing, or touching an infected surface, you can receive the virus.

In order to stay protected at home, you’ll want to disinfect the area and kill the virus. Here’s how.

1. Clean First

Cleaning is different from disinfecting. When you want to clean, you’re basically getting rid of dust, dirt, and dead skin cells. Anything that rests on a surface is essentially something that can be cleaned. Disinfecting means you are using cleaners to kill germs and bacteria.

Before you can disinfect, you should clean the house.

Take a wet cloth and dust the area that you intend to disinfect. A wet cloth will collect dust better than a dry cloth. It will also help prevent the dust from simply flying off the surface to settle elsewhere.

You’ll also want to sweep hard floors like wood, tile, and vinyl.

Finally, carpets should be thoroughly vacuumed. You may even consider deep-cleaning them with a carpet cleaner.

2. Disinfecting Hard Surfaces

When it comes to disinfecting, the first step is to wear disposable gloves. You’re going to be working...

Real Estate 2018: What to Expect

Real Estate 2018: What to Expect

 

As we head into a new year, the most common question we receive is, “What’s the outlook for real estate in 2018?”

 

It’s not just potential buyers and sellers who are curious; homeowners also want reassurance their home’s value is going up. The good news is that a strong U.S. economy, coupled with low unemployment rates, is expected to drive continued real estate growth in 2018. However, changes on the horizon could significantly impact you if you plan to buy, sell or refinance this year.

 

HOME VALUES WILL CONTINUE TO RISE

 HOME VALUES WILL CONTINUE TO RISE:

Get ready for another strong year! U.S. home values and sales volume will continue to rise in 2018.

 

Experts agree that home prices will increase in 2018, but predict a slower rate of appreciation than 2017, which clocked in at nearly 7 percent nationwide. National Association of Realtors (NAR) Chief Economist Lawrence Yun predicts a growth rate this year of 5.5 percent,1 while Freddie Mac’s September Outlook Report forecasts a rate of 4.9 percent. Either way, all indicators point towards continued growth in 2018.2

 

What does it mean for you? If you’re a current homeowner, congratulations! Real estate proves once again to be a solid investment over the long term. And if you’re considering selling this year, there’s never been a better time. Contact us to request a free Comparative...

Holiday Gift Ideas For The Home

Looking for the perfect present for a loved one this holiday season? We’ve rounded up 20 of our favorite gift ideas. And since we work in real estate, we focused on items that add enjoyment, comfort and, in some cases, major value to your home.
From music lovers to home chefs, we’ve got something for everyone. And we’ve included a range of price points to suit any budget, from under $50 to major splurge … in case you’re feeling extra generous this year. We hope you find this list useful in identifying gifts your friends and family will love. And maybe some of these items will make your wish list this year, too!
Approximate Price Ranges
$ - under $50
$$ - $51 to $200
$$$ - $201 to $500
$$$$ - Splurge
LET IT SNOW
Heat things up this holiday season! Keep your loved ones cozy all winter with these gifts that add warmth and a touch of luxury. 
Tabletop Fireplace - $
On cold nights, nothing beats the comfort and glow of a fire. Whether you’re looking to cozy up on the couch with a good book, or enjoy a relaxing night in the backyard with family and friends, a tabletop fireplace is an easy way to light up your evening. The Regal Flame Black Utopia Tabletop Fireplace can be used indoors or outdoors, no vent required. It runs on ethanol, which can be mixed with citronella to double as a mosquito repellent for outdoor use.
Towel Warmer - $$
Who wouldn’t love to wrap themselves in a warm towel when they step out of the shower on a cold morning? While heated towel racks are available in a...

Tips to Save Energy and Add Value

When it comes to energy efficiency, look for smart features and expertise to help you save energy and money and add value to your home.

1. Begin with a Right-Sized Home.

If the home you buy is simply too large for you or your family’s needs or plans, you stand a good chance of wasting energy through excessive heating and cooling costs. If it’s too small, you’ll feel cramped and uncomfortable. It’s a big investment, so seek balance and buy it “right” from the outset. 

2. Purchase Energy Star Appliances Such as Your TV, Dishwasher, Washer and Dryer, and Microwave.

And especially the refrigerator, as it alone contributes about 10 percent of the energy use in a home. Also, unplug electronics not in use or turn off power strips to avoid phantom charges. 

3. Install Efficient Lighting Such as Compact Fluorescent (CLF) or LED Bulbs in Every Fixture.

Lighting accounts for about 6 percent of an energy bill each year.

4. Get an Energy Audit and Have Tests Performed to Identify Ways of Improving Your Efficiency.

You can always upgrade your heating, ventilation, and air conditioning (HVAC) system as well as your thermal envelope, which includes insulation, windows, and doors  and the seals or weather stripping around them. Visit energy.gov/energytips for more tips.

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